Side-by-side · Q2 2026 data
Lower Columbia Longshoremen Federal Credit Union vs Spokane Firefighters Credit Union
Credit union
Lower Columbia Longshoremen Federal Credit Union
Longview, Washington · Under $100 million in assets
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Lower Columbia Longshoremen Federal Credit Union | Spokane Firefighters Credit Union |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 73 | 95 (stronger) |
| Loan quality | 56 | 95 (stronger) |
| Earnings | 43 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 36th | 83rd |
| Total assets | $95.8M | $86.4M |
| Deposits / shares | $83.8M | $73.2M |
| Capital ratio | 12.31% | 14.51% (stronger) |
| Problem loans | 1.32% | 0.15% (stronger) |
| Net charge-offs | 0.18% | 0.05% (stronger) |
| Return on assets | 0.58% | 0.86% (stronger) |
| Loans ÷ deposits | 58.8% (stronger) | 66.7% |
| Uninsured deposits | 6.1% | 5.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 4.8% |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lower Columbia Longshoremen Federal Credit Union leads on 1 and Spokane Firefighters Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.