Side-by-side · Q2 2026 data
Lower Columbia Longshoremen Federal Credit Union vs Waterfront Federal Credit Union
Credit union
Lower Columbia Longshoremen Federal Credit Union
Longview, Washington · Under $100 million in assets
Metric by metric
| Measure | Lower Columbia Longshoremen Federal Credit Union | Waterfront Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 73 | 85 (stronger) |
| Loan quality | 56 | 69 (stronger) |
| Earnings | 43 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 36th | 47th |
| Total assets | $95.8M | $93.2M |
| Deposits / shares | $83.8M | $81.7M |
| Capital ratio | 12.31% | 13.49% (stronger) |
| Problem loans | 1.32% | 0.94% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.53% |
| Return on assets | 0.58% (stronger) | 0.33% |
| Loans ÷ deposits | 58.8% (stronger) | 62.6% |
| Uninsured deposits | 6.1% (stronger) | 6.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Waterfront Federal Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lower Columbia Longshoremen Federal Credit Union leads on 4 and Waterfront Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.