Side-by-side · Q2 2026 data
Loyalty Credit Union vs Alive Credit Union
Metric by metric
| Measure | Loyalty Credit Union | Alive Credit Union |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 66 | 67 (stronger) |
| Loan quality | 78 | 84 (stronger) |
| Earnings | 59 | 66 (stronger) |
| Funding & liquidity | 97 (stronger) | 95 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 66th | 74th |
| Total assets | $300.3M | $295.5M |
| Deposits / shares | $263.8M | $261.4M |
| Capital ratio | 11.61% | 11.73% (stronger) |
| Problem loans | 0.66% | 0.47% (stronger) |
| Net charge-offs | 0.88% | 0.20% (stronger) |
| Return on assets | 0.98% | 1.14% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 65.7% |
| Uninsured deposits | 0.0% (stronger) | 7.3% |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
Alive Credit Union has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Loyalty Credit Union leads on 2 and Alive Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.