Side-by-side · Q2 2026 data
Lu 354 I B E W Federal Credit Union vs San Juan Credit Union
Credit union
Lu 354 I B E W Federal Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Lu 354 I B E W Federal Credit Union | San Juan Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 8 | 23 (stronger) |
| Earnings | 65 (stronger) | 44 |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 76 | 80 (stronger) |
| Peer percentile | 28th | 24th |
| Total assets | $39.8M | $29.9M |
| Deposits / shares | $33.2M | $25.5M |
| Capital ratio | 16.75% (stronger) | 13.93% |
| Problem loans | 2.77% | 2.31% (stronger) |
| Net charge-offs | 0.26% (stronger) | 1.68% |
| Return on assets | 1.12% (stronger) | 0.60% |
| Loans ÷ deposits | 87.1% | 70.7% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 16.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lu 354 I B E W Federal Credit Union has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Lu 354 I B E W Federal Credit Union leads on 5 and San Juan Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.