Lu 354 I B E W Federal Credit Union (NCUA charter #9398) is based in Salt Lake City, Utah. Its Q2 2026 call report shows $39.8M in total assets and $33.2M in member shares and deposits and 2 offices.
Lu 354 I B E W Federal Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 38th. Capital cushion contributes the most (100/100, 16.75%); loan quality contributes the least (8/100, 2.77%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (69 → 64), mostly because the loan quality component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 77 |
| Q4 2024 | 83 |
| Q1 2025 | 79 |
| Q2 2025 | 69 |
| Q3 2025 | 70 |
| Q4 2025 | 69 |
| Q1 2026 | 77 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.64% |
| Q3 2024 | 15.04% |
| Q4 2024 | 15.22% |
| Q1 2025 | 15.15% |
| Q2 2025 | 14.23% |
| Q3 2025 | 15.29% |
| Q4 2025 | 16.08% |
| Q1 2026 | 16.47% |
| Q2 2026 | 16.75% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 1.09% |
| Q4 2024 | 0.62% |
| Q1 2025 | 1.83% |
| Q2 2025 | 2.14% |
| Q3 2025 | 2.46% |
| Q4 2025 | 2.71% |
| Q1 2026 | 1.52% |
| Q2 2026 | 2.77% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.32% |
| Q3 2024 | 1.02% |
| Q4 2024 | 1.20% |
| Q1 2025 | 2.09% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.76% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $39.8M | 16.75% | 2.77% | 1.12% | 87.1% |
| Q1 2026 | 77 | $39.9M | 16.47% | 1.52% | 1.31% | 85.0% |
| Q4 2025 | 69 | $40.1M | 16.08% | 2.71% | 1.76% | 86.4% |
| Q3 2025 | 70 | $40.8M | 15.29% | 2.46% | 1.63% | 87.8% |
| Q2 2025 | 69 | $42.6M | 14.23% | 2.14% | 1.51% | 82.8% |
| Q1 2025 | 79 | $39.2M | 15.15% | 1.83% | 2.09% | 89.7% |
| Q4 2024 | 83 | $37.8M | 15.22% | 0.62% | 1.20% | 93.8% |
| Q3 2024 | 77 | $37.3M | 15.04% | 1.09% | 1.02% | 94.7% |
| Q2 2024 | 79 | $37.8M | 14.64% | 0.93% | 1.32% | 93.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| National J. A. C. L. Credit UnionCredit union Salt Lake City, UT | 51 out of 100, Below average | $38.6M | 9.7% | 1.71% | vs |
| Hi-Land Credit UnionCredit union Salt Lake City, UT | 71 out of 100, Strong | $37.9M | 26.8% | 0.03% | vs |
| Logan Medical Federal Credit UnionCredit union Logan, UT | 67 out of 100, Moderate | $33.2M | 18.4% | 2.80% | vs |
| Nephi Western Employees Federal Credit UnionCredit union Nephi, UT | 90 out of 100, Very strong | $46.4M | 34.5% | 0.15% | vs |
| Desertview Federal Credit UnionCredit union Huntington, UT | 74 out of 100, Strong | $48.3M | 13.7% | 1.90% | vs |
| San Juan Credit UnionCredit union Blanding, UT | 62 out of 100, Moderate | $29.9M | 13.9% | 2.31% | vs |
Deposit insurance
Is my money safe at Lu 354 I B E W Federal Credit Union?
Yes. Lu 354 I B E W Federal Credit Union is a federally insured credit union (NCUA charter #9398). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.4% of shares and deposits ($4.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.75%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Lu 354 I B E W Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Salt Lake City, UT (1)
- Sandy, UT (1)
Identity & history
Profile
- Legal name
- Lu 354 I B E W Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9398
- RSSD ID
- 936088
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 3405 W 1987 S, Salt Lake City, UT 84104
- Employees
- 7
Quick answers
Lu 354 I B E W Federal Credit Union: common questions
Is Lu 354 I B E W Federal Credit Union NCUA insured?
Yes. Lu 354 I B E W Federal Credit Union is a federally insured credit union (NCUA charter #9398). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Lu 354 I B E W Federal Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Lu 354 I B E W Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Salt Lake City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Optum Bank, Inc.Bank Draper, UT | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |