Side-by-side · Q2 2026 data
Luana Savings Bank vs Community First Bank
Metric by metric
| Measure | Luana Savings Bank | Community First Bank |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 47 | 60 (stronger) |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 59 | 81 (stronger) |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 58th | 72nd |
| Total assets | $2.3B | $634.1M |
| Deposits / shares | $2.0B | $522.4M |
| Capital ratio | 9.70% | 10.95% (stronger) |
| Problem loans | 0.11% (stronger) | 0.32% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.96% | 1.52% (stronger) |
| Loans ÷ deposits | 93.8% | 75.6% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 22.2% |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | — |
Community First Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Luana Savings Bank leads on 2 and Community First Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.