Side-by-side · Q2 2026 data
Lumbee Guaranty Bank vs Fort Bragg Federal Credit Union
Credit union
Fort Bragg Federal Credit Union
Fayetteville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Lumbee Guaranty Bank | Fort Bragg Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 57 | 78 (stronger) |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 53 | 92 (stronger) |
| Funding & liquidity | 98 (stronger) | 96 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 57th | 89th |
| Total assets | $583.5M | $689.6M |
| Deposits / shares | $490.4M | $597.6M |
| Capital ratio | 10.71% | 12.81% (stronger) |
| Problem loans | 0.37% (stronger) | 0.61% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 0.83% | 1.81% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 64.5% |
| Uninsured deposits | 17.4% | 9.0% (stronger) |
| Offices | 13 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fort Bragg Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lumbee Guaranty Bank leads on 3 and Fort Bragg Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.