Side-by-side · Q2 2026 data
Luso Federal Credit Union vs Tremont Credit Union
Metric by metric
| Measure | Luso Federal Credit Union | Tremont Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 55 |
| Capital cushion | 61 (stronger) | 56 |
| Loan quality | 63 (stronger) | 52 |
| Earnings | 38 (stronger) | 25 |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 24th | 12th |
| Total assets | $244.6M | $256.5M |
| Deposits / shares | $216.3M | $216.8M |
| Capital ratio | 11.07% (stronger) | 10.61% |
| Problem loans | 1.10% (stronger) | 1.43% |
| Net charge-offs | 0.06% (stronger) | 0.20% |
| Return on assets | 0.45% (stronger) | 0.14% |
| Loans ÷ deposits | 88.8% | 79.7% (stronger) |
| Uninsured deposits | 13.7% | 12.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | 13.3% |
Luso Federal Credit Union has the higher TellerScore (61 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Luso Federal Credit Union leads on 5 and Tremont Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.