Side-by-side · Q2 2026 data
Lutheran Federal Credit Union vs Columbia Credit Union
Metric by metric
| Measure | Lutheran Federal Credit Union | Columbia Credit Union |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 40 | 49 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 56 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 47th | 57th |
| Total assets | $38.6M | $34.4M |
| Deposits / shares | $35.1M | $30.6M |
| Capital ratio | 9.02% | 9.87% (stronger) |
| Problem loans | 0.00% (stronger) | 0.07% |
| Net charge-offs | -0.07% (stronger) | 0.02% |
| Return on assets | 0.90% | 1.17% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 65.0% |
| Uninsured deposits | 12.4% | 2.4% (stronger) |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Columbia Credit Union has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Lutheran Federal Credit Union leads on 3 and Columbia Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.