Side-by-side · Q2 2026 data
Lutheran Federal Credit Union vs Holy Rosary Credit Union
Credit union
Holy Rosary Credit Union
Kansas City, Missouri · Under $100 million in assets
Metric by metric
| Measure | Lutheran Federal Credit Union | Holy Rosary Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 42 |
| Capital cushion | 40 | 68 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 56 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 47th | 4th |
| Total assets | $38.6M | $45.4M |
| Deposits / shares | $35.1M | $34.5M |
| Capital ratio | 9.02% | 11.77% (stronger) |
| Problem loans | 0.00% (stronger) | 3.01% |
| Net charge-offs | -0.07% (stronger) | 1.94% |
| Return on assets | 0.90% (stronger) | 0.14% |
| Loans ÷ deposits | 50.7% (stronger) | 91.6% |
| Uninsured deposits | 12.4% | 3.0% (stronger) |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lutheran Federal Credit Union has the higher TellerScore (73 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Lutheran Federal Credit Union leads on 5 and Holy Rosary Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.