TellerScore

Holy Rosary Credit Union (NCUA charter #64690) is based in Kansas City, Missouri. Its Q2 2026 call report shows $45.4M in total assets and $34.5M in member shares and deposits and 4 offices.

Holy Rosary Credit Union has a TellerScore of 42 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 80th. Funding & liquidity contributes the most (69/100, 92% loans-to-deposits, 3% uninsured); loan quality contributes the least (0/100, 3.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Net worth ratio: 11.77%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.01%
Earnings25/100
Return on assets (annualized): 0.14%
Funding & liquidity69/100
Loans ÷ shares: 91.6% · 3.0% uninsured
Problem-loan coverage64/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 17.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (47 → 42), mostly because the earnings component weakened by 18 points.

TellerScore
394550Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202447
Q3 202450
Q4 202439
Q1 202544
Q2 202547
Q3 202547
Q4 202549
Q1 202649
Q2 202642
Net worth ratio
7.00%9.38%11.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.23%
Q3 202411.59%
Q4 202411.43%
Q1 202511.12%
Q2 202511.15%
Q3 202511.26%
Q4 202511.71%
Q1 202611.35%
Q2 202611.77%
Delinquent loans (60+ days)
2.16%2.79%3.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.50%
Q3 20242.21%
Q4 20243.42%
Q1 20252.60%
Q2 20252.53%
Q3 20252.72%
Q4 20253.02%
Q1 20262.16%
Q2 20263.01%
Return on assets
0.13%0.62%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.59%
Q3 20240.60%
Q4 20240.25%
Q1 20250.35%
Q2 20250.58%
Q3 20250.69%
Q4 20251.11%
Q1 20260.13%
Q2 20260.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202642$45.4M11.77%3.01%0.14%91.6%
Q1 202649$46.9M11.35%2.16%0.13%88.3%
Q4 202549$45.4M11.71%3.02%1.11%94.8%
Q3 202547$44.8M11.26%2.72%0.69%95.2%
Q2 202547$44.3M11.15%2.53%0.58%97.8%
Q1 202544$44.4M11.12%2.60%0.35%99.3%
Q4 202439$43.0M11.43%3.42%0.25%105.7%
Q3 202450$43.2M11.59%2.21%0.60%106.3%
Q2 202447$44.0M11.23%2.50%0.59%105.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.77%
30th
Problem loans3.01%
13th
Net charge-offs1.94%
6th
Return on assets0.14%
25th
Loans to deposits91.6%
7th
Uninsured deposits3.0%
37th
Loan-loss reserves0.00%
37th
Texas ratio17.8%
5th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Kansas City Credit UnionCredit union Kansas City, MO41 out of 100, Below average$46.4M8.6%2.57%vs
Show-Me Credit UnionCredit union Mexico, MO83 out of 100, Strong$43.7M13.2%0.68%vs
Shelter Insurance Federal Credit UnionCredit union Columbia, MO80 out of 100, Strong$41.0M13.9%0.86%vs
Lutheran Federal Credit UnionCredit union Saint Louis, MO73 out of 100, Strong$38.6M9.0%0.00%vs
Columbia Credit UnionCredit union Columbia, MO77 out of 100, Strong$34.4M9.9%0.07%vs
Joplin Metro Credit UnionCredit union Joplin, MO89 out of 100, Very strong$57.8M17.7%0.78%vs

Deposit insurance

Is my money safe at Holy Rosary Credit Union?

Yes. Holy Rosary Credit Union is a federally insured credit union (NCUA charter #64690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.0% of shares and deposits ($1.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.77%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Holy Rosary Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Holy Rosary Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64690
RSSD ID
737191
Primary regulator
State + NCUA
Established
1943
Headquarters
533 Campbell St, Kansas City, MO 64106
Employees
30

Quick answers

Holy Rosary Credit Union: common questions

Is Holy Rosary Credit Union NCUA insured?

Yes. Holy Rosary Credit Union is a federally insured credit union (NCUA charter #64690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Holy Rosary Credit Union's TellerScore?

42 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Holy Rosary Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kansas City

InstitutionScoreAssetsCapitalProblem loansCompare
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs