Side-by-side · Q2 2026 data
M.E. Employees Credit Union vs Lakewood Credit Union
Metric by metric
| Measure | M.E. Employees Credit Union | Lakewood Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 47 |
| Capital cushion | 48 | 59 (stronger) |
| Loan quality | 86 (stronger) | 36 |
| Earnings | 43 (stronger) | 3 |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 83 (stronger) | 75 |
| Peer percentile | 24th | 7th |
| Total assets | $19.0M | $16.0M |
| Deposits / shares | $17.1M | $14.2M |
| Capital ratio | 9.80% | 10.92% (stronger) |
| Problem loans | 0.42% (stronger) | 1.91% |
| Net charge-offs | 0.21% (stronger) | 0.30% |
| Return on assets | 0.58% (stronger) | -0.42% |
| Loans ÷ deposits | 97.4% | 82.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M.E. Employees Credit Union has the higher TellerScore (62 vs 47). On the 7 directional measures above (where higher or lower is clearly better), M.E. Employees Credit Union leads on 5 and Lakewood Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.