Side-by-side · Q2 2026 data
Macatawa Bank, National Association vs DFCU Financial Credit Union
Metric by metric
| Measure | Macatawa Bank, National Association | DFCU Financial Credit Union |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 57 | 76 (stronger) |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 91 (stronger) | 81 |
| Funding & liquidity | 45 | 94 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 80th | 91st |
| Total assets | $3.7B | $8.0B |
| Deposits / shares | $3.1B | $7.2B |
| Capital ratio | 10.74% | 12.63% (stronger) |
| Problem loans | 0.08% (stronger) | 0.63% |
| Net charge-offs | 0.04% (stronger) | 0.08% |
| Return on assets | 1.77% (stronger) | 1.52% |
| Loans ÷ deposits | 91.2% | 43.0% (stronger) |
| Uninsured deposits | 37.3% | 21.0% (stronger) |
| Offices | 25 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.5% | — |
DFCU Financial Credit Union has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Macatawa Bank, National Association leads on 3 and DFCU Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.