Side-by-side · Q2 2026 data
Machias Savings Bank vs Northeast Bank
Metric by metric
| Measure | Machias Savings Bank | Northeast Bank |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 71 (stronger) | 69 |
| Loan quality | 87 (stronger) | 82 |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 70th | 86th |
| Total assets | $2.7B | $5.2B |
| Deposits / shares | $2.3B | $3.7B |
| Capital ratio | 12.12% (stronger) | 11.90% |
| Problem loans | 0.40% (stronger) | 0.55% |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 0.99% | 2.53% (stronger) |
| Loans ÷ deposits | 98.2% (stronger) | 121.5% |
| Uninsured deposits | 16.4% | 4.1% (stronger) |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | — |
Northeast Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Machias Savings Bank leads on 4 and Northeast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.