Side-by-side · Q2 2026 data
Madison County Federal Credit Union vs Eastern Indiana Federal Credit Union
Credit union
Eastern Indiana Federal Credit Union
New Castle, Indiana · Under $100 million in assets
Metric by metric
| Measure | Madison County Federal Credit Union | Eastern Indiana Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 62 | 85 (stronger) |
| Loan quality | 78 (stronger) | 65 |
| Earnings | 60 | 89 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 60th | 75th |
| Total assets | $114.0M | $44.4M |
| Deposits / shares | $100.2M | $38.2M |
| Capital ratio | 11.24% | 13.49% (stronger) |
| Problem loans | 0.67% (stronger) | 1.05% |
| Net charge-offs | 0.37% (stronger) | 0.44% |
| Return on assets | 1.01% | 1.72% (stronger) |
| Loans ÷ deposits | 68.0% | 53.6% (stronger) |
| Uninsured deposits | 2.9% | 1.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
Eastern Indiana Federal Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Madison County Federal Credit Union leads on 2 and Eastern Indiana Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.