Side-by-side · Q2 2026 data
Madison County Federal Credit Union vs Financial Builders Federal Credit Union
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Madison County Federal Credit Union | Financial Builders Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 62 | 75 (stronger) |
| Loan quality | 78 (stronger) | 72 |
| Earnings | 60 (stronger) | 58 |
| Funding & liquidity | 92 (stronger) | 89 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 60th | 66th |
| Total assets | $114.0M | $151.5M |
| Deposits / shares | $100.2M | $131.3M |
| Capital ratio | 11.24% | 12.48% (stronger) |
| Problem loans | 0.67% (stronger) | 0.85% |
| Net charge-offs | 0.37% | 0.27% (stronger) |
| Return on assets | 1.01% (stronger) | 0.96% |
| Loans ÷ deposits | 68.0% (stronger) | 71.3% |
| Uninsured deposits | 2.9% | 1.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 0.0% |
Financial Builders Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Madison County Federal Credit Union leads on 3 and Financial Builders Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.