Side-by-side · Q2 2026 data
Madison County Federal Credit Union vs Forum Credit Union
Metric by metric
| Measure | Madison County Federal Credit Union | Forum Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 62 | 83 (stronger) |
| Loan quality | 78 | 90 (stronger) |
| Earnings | 60 | 69 (stronger) |
| Funding & liquidity | 92 (stronger) | 60 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 60th | 88th |
| Total assets | $114.0M | $2.3B |
| Deposits / shares | $100.2M | $1.9B |
| Capital ratio | 11.24% | 13.27% (stronger) |
| Problem loans | 0.67% | 0.31% (stronger) |
| Net charge-offs | 0.37% (stronger) | 0.46% |
| Return on assets | 1.01% | 1.21% (stronger) |
| Loans ÷ deposits | 68.0% (stronger) | 100.2% |
| Uninsured deposits | 2.9% (stronger) | 12.4% |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
Forum Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Madison County Federal Credit Union leads on 3 and Forum Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.