Side-by-side · Q2 2026 data
Madison County Federal Credit Union vs Indiana State University Federal Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Madison County Federal Credit Union | Indiana State University Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 62 | 85 (stronger) |
| Loan quality | 78 | 84 (stronger) |
| Earnings | 60 (stronger) | 53 |
| Funding & liquidity | 92 | 94 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 60th | 80th |
| Total assets | $114.0M | $139.9M |
| Deposits / shares | $100.2M | $119.7M |
| Capital ratio | 11.24% | 13.53% (stronger) |
| Problem loans | 0.67% | 0.48% (stronger) |
| Net charge-offs | 0.37% | 0.05% (stronger) |
| Return on assets | 1.01% (stronger) | 0.84% |
| Loans ÷ deposits | 68.0% | 66.4% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 4.5% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 32.0% |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Madison County Federal Credit Union leads on 2 and Indiana State University Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.