Side-by-side · Q2 2026 data
Madison County Federal Credit Union vs Members Advantage Credit Union
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Madison County Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 60 |
| Capital cushion | 62 (stronger) | 45 |
| Loan quality | 78 (stronger) | 59 |
| Earnings | 60 (stronger) | 38 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 60th | 21st |
| Total assets | $114.0M | $132.2M |
| Deposits / shares | $100.2M | $120.5M |
| Capital ratio | 11.24% (stronger) | 9.47% |
| Problem loans | 0.67% (stronger) | 1.23% |
| Net charge-offs | 0.37% | 0.09% (stronger) |
| Return on assets | 1.01% (stronger) | 0.44% |
| Loans ÷ deposits | 68.0% | 42.8% (stronger) |
| Uninsured deposits | 2.9% | 2.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
Madison County Federal Credit Union has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Madison County Federal Credit Union leads on 4 and Members Advantage Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.