Side-by-side · Q2 2026 data
Madison County Federal Credit Union vs Primetrust Financial Federal Credit Union
Credit union
Primetrust Financial Federal Credit Union
Muncie, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Madison County Federal Credit Union | Primetrust Financial Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 62 (stronger) | 54 |
| Loan quality | 78 (stronger) | 71 |
| Earnings | 60 (stronger) | 56 |
| Funding & liquidity | 92 (stronger) | 79 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 60th | 37th |
| Total assets | $114.0M | $272.9M |
| Deposits / shares | $100.2M | $243.1M |
| Capital ratio | 11.24% (stronger) | 10.37% |
| Problem loans | 0.67% (stronger) | 0.88% |
| Net charge-offs | 0.37% | 0.24% (stronger) |
| Return on assets | 1.01% (stronger) | 0.91% |
| Loans ÷ deposits | 68.0% (stronger) | 81.4% |
| Uninsured deposits | 2.9% (stronger) | 4.0% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 19.8% |
Madison County Federal Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Madison County Federal Credit Union leads on 6 and Primetrust Financial Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.