Side-by-side · Q2 2026 data
Madison Valley Bank vs Bank of Montana
Metric by metric
| Measure | Madison Valley Bank | Bank of Montana |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 58 | 100 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 98 (stronger) | 52 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 24th | 61st |
| Total assets | $263.7M | $308.6M |
| Deposits / shares | $238.6M | $278.9M |
| Capital ratio | 9.24% (stronger) | 8.89% |
| Problem loans | 1.27% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.04% | 3.26% (stronger) |
| Loans ÷ deposits | 52.8% | 27.2% (stronger) |
| Uninsured deposits | 17.2% (stronger) | 58.3% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Montana has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Madison Valley Bank leads on 3 and Bank of Montana on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.