Side-by-side · Q2 2026 data
Madison Valley Bank vs Sky Federal Credit Union
Metric by metric
| Measure | Madison Valley Bank | Sky Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 53 |
| Capital cushion | 42 (stronger) | 27 |
| Loan quality | 58 | 66 (stronger) |
| Earnings | 62 (stronger) | 32 |
| Funding & liquidity | 98 (stronger) | 89 |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 24th | 9th |
| Total assets | $263.7M | $197.3M |
| Deposits / shares | $238.6M | $177.1M |
| Capital ratio | 9.24% (stronger) | 7.72% |
| Problem loans | 1.27% | 1.02% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.34% |
| Return on assets | 1.04% (stronger) | 0.30% |
| Loans ÷ deposits | 52.8% (stronger) | 71.2% |
| Uninsured deposits | 17.2% | 3.6% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison Valley Bank has the higher TellerScore (63 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Madison Valley Bank leads on 5 and Sky Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bozeman, MT
- Ennis, MT