Side-by-side · Q2 2026 data
Main Bank vs DSRM National Bank
Metric by metric
| Measure | Main Bank | DSRM National Bank |
|---|---|---|
| TellerScore | 82 | 94 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 100 | 100 |
| Funding & liquidity | 49 | 61 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 96th |
| Total assets | $245.2M | $4.4M |
| Deposits / shares | $211.4M | $500K |
| Capital ratio | 11.55% | 84.50% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.10% | 2.84% (stronger) |
| Loans ÷ deposits | 90.8% | 0.0% (stronger) |
| Uninsured deposits | 33.4% (stronger) | 50.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DSRM National Bank has the higher TellerScore (94 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Main Bank leads on 2 and DSRM National Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.