Side-by-side · Q2 2026 data
Main Bank vs Santa Fe Federal Credit Union
Metric by metric
| Measure | Main Bank | Santa Fe Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 65 | 79 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 49 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 82nd | 60th |
| Total assets | $245.2M | $214.8M |
| Deposits / shares | $211.4M | $184.2M |
| Capital ratio | 11.55% | 12.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | -0.00% (stronger) | 1.05% |
| Return on assets | 2.10% (stronger) | 0.20% |
| Loans ÷ deposits | 90.8% | 73.1% (stronger) |
| Uninsured deposits | 33.4% | 8.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Main Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Main Bank leads on 4 and Santa Fe Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.