Side-by-side · Q2 2026 data
Main Impact Federal Credit Union vs Signet Federal Credit Union
Metric by metric
| Measure | Main Impact Federal Credit Union | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 99 (stronger) | 64 |
| Earnings | 45 | 65 (stronger) |
| Funding & liquidity | 91 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 49th | 82nd |
| Total assets | $23.3M | $398.2M |
| Deposits / shares | $20.8M | $332.1M |
| Capital ratio | 10.47% | 16.64% (stronger) |
| Problem loans | 0.03% (stronger) | 1.07% |
| Net charge-offs | 0.16% (stronger) | 0.28% |
| Return on assets | 0.63% | 1.13% (stronger) |
| Loans ÷ deposits | 68.8% | 68.2% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 9.9% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Main Impact Federal Credit Union leads on 3 and Signet Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.