Side-by-side · Q2 2026 data
Maine Savings Federal Credit Union vs Lincoln Maine Federal Credit Union
Credit union
Maine Savings Federal Credit Union
Hampden, Maine · $100 million – $1 billion
Metric by metric
| Measure | Maine Savings Federal Credit Union | Lincoln Maine Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 78 (stronger) |
| Capital cushion | 29 | 71 (stronger) |
| Loan quality | 44 | 64 (stronger) |
| Earnings | 46 | 99 (stronger) |
| Funding & liquidity | 75 | 79 (stronger) |
| Problem-loan coverage | 65 | 87 (stronger) |
| Peer percentile | 4th | 74th |
| Total assets | $858.1M | $162.8M |
| Deposits / shares | $763.9M | $142.6M |
| Capital ratio | 7.91% | 12.11% (stronger) |
| Problem loans | 1.69% | 1.07% (stronger) |
| Net charge-offs | 0.47% | 0.08% (stronger) |
| Return on assets | 0.65% | 1.97% (stronger) |
| Loans ÷ deposits | 84.8% | 81.7% (stronger) |
| Uninsured deposits | 14.3% | 7.9% (stronger) |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.1% | 15.9% |
Lincoln Maine Federal Credit Union has the higher TellerScore (78 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Maine Savings Federal Credit Union leads on 0 and Lincoln Maine Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.