Side-by-side · Q2 2026 data
Maine Savings Federal Credit Union vs Maine State Credit Union
Credit union
Maine Savings Federal Credit Union
Hampden, Maine · $100 million – $1 billion
Metric by metric
| Measure | Maine Savings Federal Credit Union | Maine State Credit Union |
|---|---|---|
| TellerScore | 47 | 59 (stronger) |
| Capital cushion | 29 | 48 (stronger) |
| Loan quality | 44 | 74 (stronger) |
| Earnings | 46 (stronger) | 31 |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 65 | 88 (stronger) |
| Peer percentile | 4th | 19th |
| Total assets | $858.1M | $805.9M |
| Deposits / shares | $763.9M | $696.5M |
| Capital ratio | 7.91% | 9.78% (stronger) |
| Problem loans | 1.69% | 0.79% (stronger) |
| Net charge-offs | 0.47% | 0.47% (stronger) |
| Return on assets | 0.65% (stronger) | 0.26% |
| Loans ÷ deposits | 84.8% (stronger) | 87.6% |
| Uninsured deposits | 14.3% | 12.3% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.1% | 23.9% |
Maine State Credit Union has the higher TellerScore (59 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Maine Savings Federal Credit Union leads on 2 and Maine State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.