Side-by-side · Q2 2026 data
Maine State Credit Union vs Evergreen Credit Union
Metric by metric
| Measure | Maine State Credit Union | Evergreen Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 55 |
| Capital cushion | 48 (stronger) | 30 |
| Loan quality | 74 (stronger) | 65 |
| Earnings | 31 | 49 (stronger) |
| Funding & liquidity | 73 | 77 (stronger) |
| Problem-loan coverage | 88 (stronger) | 79 |
| Peer percentile | 19th | 12th |
| Total assets | $805.9M | $644.5M |
| Deposits / shares | $696.5M | $585.2M |
| Capital ratio | 9.78% (stronger) | 7.98% |
| Problem loans | 0.79% (stronger) | 1.05% |
| Net charge-offs | 0.47% | 0.22% (stronger) |
| Return on assets | 0.26% | 0.73% (stronger) |
| Loans ÷ deposits | 87.6% | 82.9% (stronger) |
| Uninsured deposits | 12.3% | 6.9% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.9% | — |
Maine State Credit Union has the higher TellerScore (59 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Maine State Credit Union leads on 3 and Evergreen Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.