Side-by-side · Q2 2026 data
Mainstreet Federal Credit Union vs K.U.M.C. Credit Union
Metric by metric
| Measure | Mainstreet Federal Credit Union | K.U.M.C. Credit Union |
|---|---|---|
| TellerScore | 70 | 95 (stronger) |
| Capital cushion | 49 | 88 (stronger) |
| Loan quality | 76 | 99 (stronger) |
| Earnings | 66 | 93 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 51st | 96th |
| Total assets | $702.7M | $31.4M |
| Deposits / shares | $640.1M | $26.9M |
| Capital ratio | 9.87% | 13.81% (stronger) |
| Problem loans | 0.71% | 0.04% (stronger) |
| Net charge-offs | 0.51% | 0.17% (stronger) |
| Return on assets | 1.15% | 1.84% (stronger) |
| Loans ÷ deposits | 64.4% | 36.6% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 11.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
K.U.M.C. Credit Union has the higher TellerScore (95 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Mainstreet Federal Credit Union leads on 1 and K.U.M.C. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.