Side-by-side · Q2 2026 data
Malaga Bank F.S.B. vs Northrop Grumman Federal Credit Union
Credit union
Northrop Grumman Federal Credit Union
Gardena, California · $1 billion – $10 billion
Metric by metric
| Measure | Malaga Bank F.S.B. | Northrop Grumman Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 87 (stronger) | 28 |
| Funding & liquidity | 37 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 98th | 10th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $942.1M | $1.5B |
| Capital ratio | 16.76% (stronger) | 9.08% |
| Problem loans | 0.00% (stronger) | 1.62% |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | 1.69% (stronger) | 0.21% |
| Loans ÷ deposits | 131.4% | 55.8% (stronger) |
| Uninsured deposits | 27.4% | 8.3% (stronger) |
| Offices | 5 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 21.0% |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Malaga Bank F.S.B. leads on 5 and Northrop Grumman Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.