Side-by-side · Q2 2026 data
Malaga Bank F.S.B. vs Skyone Federal Credit Union
Credit union
Skyone Federal Credit Union
Hawthorne, California · $100 million – $1 billion
Metric by metric
| Measure | Malaga Bank F.S.B. | Skyone Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 27 |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 87 (stronger) | 29 |
| Funding & liquidity | 37 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 98th | 4th |
| Total assets | $1.4B | $863.3M |
| Deposits / shares | $942.1M | $732.3M |
| Capital ratio | 16.76% (stronger) | 7.67% |
| Problem loans | 0.00% (stronger) | 1.25% |
| Net charge-offs | 0.00% (stronger) | 0.74% |
| Return on assets | 1.69% (stronger) | 0.23% |
| Loans ÷ deposits | 131.4% | 85.0% (stronger) |
| Uninsured deposits | 27.4% | 2.9% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 20.5% |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Malaga Bank F.S.B. leads on 5 and Skyone Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.