Side-by-side · Q2 2026 data
Mamta Federal Credit Union vs Penn South Cooperative
Metric by metric
| Measure | Mamta Federal Credit Union | Penn South Cooperative |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 100 | 100 |
| Loan quality | 61 (stronger) | 21 |
| Earnings | 22 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 98 (stronger) | 76 |
| Peer percentile | 49th | 30th |
| Total assets | $8.3M | $8.1M |
| Deposits / shares | $6.9M | $6.7M |
| Capital ratio | 17.20% (stronger) | 15.08% |
| Problem loans | 1.18% (stronger) | 2.38% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.05% | 1.24% (stronger) |
| Loans ÷ deposits | 18.6% (stronger) | 105.8% |
| Uninsured deposits | 1.7% (stronger) | 2.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mamta Federal Credit Union has the higher TellerScore (74 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Mamta Federal Credit Union leads on 5 and Penn South Cooperative on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.