Side-by-side · Q2 2026 data
Manasquan Bank vs Monmouth County Postal Employees Credit Union
Credit union
Monmouth County Postal Employees Credit Union
Red Bank, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Manasquan Bank | Monmouth County Postal Employees Credit Union |
|---|---|---|
| TellerScore | 59 | 79 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 45 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 19th | 62nd |
| Total assets | $3.6B | $21.9M |
| Deposits / shares | $3.1B | $17.3M |
| Capital ratio | 9.69% | 20.64% (stronger) |
| Problem loans | 0.64% | 0.15% (stronger) |
| Net charge-offs | 0.28% | -0.10% (stronger) |
| Return on assets | 0.67% (stronger) | -0.59% |
| Loans ÷ deposits | 95.3% | 14.3% (stronger) |
| Uninsured deposits | 32.6% | 3.8% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | — |
Monmouth County Postal Employees Credit Union has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Manasquan Bank leads on 1 and Monmouth County Postal Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.