Side-by-side · Q2 2026 data
Maquoketa State Bank vs Blackhawk Area Credit Union
Metric by metric
| Measure | Maquoketa State Bank | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 78 (stronger) | 45 |
| Funding & liquidity | 67 | 71 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 90th | 62nd |
| Total assets | $429.0M | $39.1M |
| Deposits / shares | $327.4M | $34.5M |
| Capital ratio | 16.45% (stronger) | 13.41% |
| Problem loans | 0.52% | 0.13% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.09% |
| Return on assets | 1.44% (stronger) | 0.62% |
| Loans ÷ deposits | 67.7% (stronger) | 89.3% |
| Uninsured deposits | 38.6% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maquoketa State Bank has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Maquoketa State Bank leads on 5 and Blackhawk Area Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.