Side-by-side · Q2 2026 data
Marathon Bank vs Valley Communities Credit Union
Metric by metric
| Measure | Marathon Bank | Valley Communities Credit Union |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 51 | 56 (stronger) |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 82nd | 83rd |
| Total assets | $261.1M | $306.9M |
| Deposits / shares | $197.8M | $264.2M |
| Capital ratio | 15.34% (stronger) | 12.97% |
| Problem loans | 0.03% (stronger) | 0.28% |
| Net charge-offs | -0.28% (stronger) | 0.06% |
| Return on assets | 0.78% | 0.91% (stronger) |
| Loans ÷ deposits | 109.9% | 59.2% (stronger) |
| Uninsured deposits | 17.6% | 6.0% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 20.4% |
Valley Communities Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Marathon Bank leads on 3 and Valley Communities Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mosinee, WI