Marathon Bank (FDIC certificate #29745) is based in Wausau, Wisconsin. Its Q2 2026 call report shows $261.1M in total assets and $197.8M in deposits and 5 offices.
Marathon Bank has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 34th. Capital cushion contributes the most (100/100, 15.34%); funding & liquidity contributes the least (47/100, 110% loans-to-deposits, 18% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (76 → 82), mostly because the earnings component improved by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 71 |
| Q4 2024 | 72 |
| Q1 2025 | 74 |
| Q2 2025 | 76 |
| Q3 2025 | 77 |
| Q4 2025 | 79 |
| Q1 2026 | 82 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.04% |
| Q3 2024 | 13.42% |
| Q4 2024 | 13.64% |
| Q1 2025 | 13.42% |
| Q2 2025 | 15.21% |
| Q3 2025 | 15.04% |
| Q4 2025 | 15.27% |
| Q1 2026 | 15.35% |
| Q2 2026 | 15.34% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.09% |
| Q1 2026 | 0.09% |
| Q2 2026 | 0.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.48% |
| Q3 2024 | -0.22% |
| Q4 2024 | -0.13% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.08% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $261.1M | 15.34% | 0.03% | 0.78% | 109.9% |
| Q1 2026 | 82 | $248.6M | 15.35% | 0.09% | 0.88% | 116.5% |
| Q4 2025 | 79 | $247.6M | 15.27% | 0.09% | 0.50% | 113.9% |
| Q3 2025 | 77 | $245.5M | 15.04% | 0.09% | 0.33% | 108.3% |
| Q2 2025 | 76 | $238.4M | 15.21% | 0.03% | 0.08% | 109.3% |
| Q1 2025 | 74 | $236.6M | 13.42% | 0.00% | 0.28% | 100.2% |
| Q4 2024 | 72 | $217.7M | 13.64% | 0.00% | -0.13% | 101.0% |
| Q3 2024 | 71 | $216.2M | 13.42% | 0.00% | -0.22% | 100.7% |
| Q2 2024 | 67 | $220.8M | 13.04% | 0.00% | -0.48% | 103.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| East Wisconsin Savings BankBank Kaukauna, WI | 53 out of 100, Below average | $265.8M | 7.1% | 0.06% | vs |
| Alliance BankBank Mondovi, WI | 72 out of 100, Strong | $266.0M | 9.0% | 0.58% | vs |
| Pillar BankBank Baldwin, WI | 62 out of 100, Moderate | $267.0M | 10.0% | 0.92% | vs |
| Bank of DeerfieldBank Deerfield, WI | 76 out of 100, Strong | $268.3M | 10.5% | 0.13% | vs |
| Security BankBank New Auburn, WI | 69 out of 100, Moderate | $253.8M | 11.6% | 1.19% | vs |
| Cleveland State BankBank Cleveland, WI | 69 out of 100, Moderate | $246.5M | 9.2% | 0.30% | vs |
Deposit insurance
Is my money safe at Marathon Bank?
Yes. Marathon Bank is an FDIC-insured institution (FDIC certificate #29745). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.6% of deposits ($34.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.34%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Marathon Bank lists 5 offices in 5 cities. Most locations:
- Brookfield, WI (1)
- Mequon, WI (1)
- Mosinee, WI (1)
- Rothschild, WI (1)
- Wausau, WI (1)
HMDA 2025
Mortgage lending
In 2025, Marathon Bank reported 76 home-loan applications under HMDA (LEI 254900GG6WW4AAUFXJ50): 63 originated ($39,725,000 total), 6 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Marathon Bank
- Former names
- Marathon Savings and Loan Association; Marathon Savings Bank
- Type
- SI
- FDIC certificate #
- 29745
- RSSD ID
- 596978
- Primary regulator
- FDIC
- Holding company
- Marathon Bcorp Inc
- Established
- January 1, 1902
- Headquarters
- 500 Scott St, Wausau, WI 54403
- Website
- www.marathonbank.com
- Employees
- 31
Quick answers
Marathon Bank: common questions
Is Marathon Bank FDIC insured?
Yes. Marathon Bank is an FDIC-insured institution (FDIC certificate #29745). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Marathon Bank's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Marathon Bank ever failed?
There is no failure record for FDIC certificate #29745 in the FDIC failed bank list.
How many branches does Marathon Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wausau
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Marathon County Employees Credit UnionCredit union Wausau, WI | 86 out of 100, Very strong | $46.5M | 16.3% | 0.38% | vs |
| Valley Communities Credit UnionCredit union Mosinee, WI | 83 out of 100, Strong | $306.9M | 13.0% | 0.28% | vs |
| Crossbridge Community BankBank Tomahawk, WI | 81 out of 100, Strong | $216.7M | 13.1% | 0.28% | vs |
| Public Service Credit UnionCredit union Wausau, WI | 80 out of 100, Strong | $13.9M | 19.3% | 0.07% | vs |
| Brokaw Credit UnionCredit union Weston, WI | 79 out of 100, Strong | $73.9M | 12.1% | 0.55% | vs |
| Cloverbelt Credit UnionCredit union Wausau, WI | 76 out of 100, Strong | $354.2M | 12.4% | 0.24% | vs |