Side-by-side · Q2 2026 data
Marathon County Employees Credit Union vs Athens Area Credit Union
Credit union
Marathon County Employees Credit Union
Wausau, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Marathon County Employees Credit Union | Athens Area Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 87 (stronger) | 79 |
| Earnings | 67 | 70 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 80th | 75th |
| Total assets | $46.5M | $49.9M |
| Deposits / shares | $38.1M | $42.9M |
| Capital ratio | 16.28% (stronger) | 13.35% |
| Problem loans | 0.38% (stronger) | 0.63% |
| Net charge-offs | -0.02% (stronger) | 0.04% |
| Return on assets | 1.18% | 1.25% (stronger) |
| Loans ÷ deposits | 86.8% | 40.7% (stronger) |
| Uninsured deposits | 5.6% | 2.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marathon County Employees Credit Union has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Marathon County Employees Credit Union leads on 4 and Athens Area Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.