Side-by-side · Q2 2026 data
Marathon County Employees Credit Union vs Bay Shore Credit Union
Credit union
Marathon County Employees Credit Union
Wausau, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Marathon County Employees Credit Union | Bay Shore Credit Union |
|---|---|---|
| TellerScore | 86 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 67 | 71 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 80th | 92nd |
| Total assets | $46.5M | $48.2M |
| Deposits / shares | $38.1M | $38.7M |
| Capital ratio | 16.28% | 18.64% (stronger) |
| Problem loans | 0.38% | 0.27% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 1.18% | 1.27% (stronger) |
| Loans ÷ deposits | 86.8% | 50.4% (stronger) |
| Uninsured deposits | 5.6% | 4.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Shore Credit Union has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Marathon County Employees Credit Union leads on 1 and Bay Shore Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.