Side-by-side · Q2 2026 data
Marblehead Bank vs Danvers Municipal Federal Credit Union
Credit union
Danvers Municipal Federal Credit Union
Danvers, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Marblehead Bank | Danvers Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 91 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 38 | 68 (stronger) |
| Funding & liquidity | 63 | 80 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 26th | 90th |
| Total assets | $262.5M | $8.2M |
| Deposits / shares | $229.4M | $5.0M |
| Capital ratio | 10.11% | 38.99% (stronger) |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.44% | 1.21% (stronger) |
| Loans ÷ deposits | 92.2% | 79.8% (stronger) |
| Uninsured deposits | 19.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Danvers Municipal Federal Credit Union has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Marblehead Bank leads on 0 and Danvers Municipal Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.