Headquartered in Danvers, Massachusetts, Danvers Municipal Federal Credit Union is a federal credit union with $8.2M in total assets and $5.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.
Based on its Q2 2026 filing, Danvers Municipal Federal Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 10th. Its strongest component is capital cushion (100/100; 38.99%), and its lowest is earnings (68/100; 1.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (96 → 91), mostly because the earnings component weakened by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 94 |
| Q4 2024 | 95 |
| Q1 2025 | 95 |
| Q2 2025 | 96 |
| Q3 2025 | 96 |
| Q4 2025 | 95 |
| Q1 2026 | 93 |
| Q2 2026 | 91 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 36.18% |
| Q3 2024 | 37.25% |
| Q4 2024 | 38.37% |
| Q1 2025 | 38.02% |
| Q2 2025 | 37.65% |
| Q3 2025 | 38.88% |
| Q4 2025 | 38.98% |
| Q1 2026 | 38.91% |
| Q2 2026 | 38.99% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.81% |
| Q3 2024 | 1.98% |
| Q4 2024 | 1.99% |
| Q1 2025 | 1.91% |
| Q2 2025 | 1.94% |
| Q3 2025 | 1.97% |
| Q4 2025 | 1.84% |
| Q1 2026 | 1.55% |
| Q2 2026 | 1.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 91 | $8.2M | 38.99% | 0.00% | 1.21% | 79.8% |
| Q1 2026 | 93 | $8.1M | 38.91% | 0.00% | 1.55% | 82.6% |
| Q4 2025 | 95 | $8.0M | 38.98% | 0.00% | 1.84% | 84.2% |
| Q3 2025 | 96 | $8.0M | 38.88% | 0.00% | 1.97% | 84.6% |
| Q2 2025 | 96 | $8.1M | 37.65% | 0.00% | 1.94% | 84.2% |
| Q1 2025 | 95 | $8.0M | 38.02% | 0.00% | 1.91% | 88.9% |
| Q4 2024 | 95 | $7.8M | 38.37% | 0.00% | 1.99% | 94.5% |
| Q3 2024 | 94 | $7.9M | 37.25% | 0.00% | 1.98% | 98.8% |
| Q2 2024 | 93 | $8.0M | 36.18% | 0.00% | 1.81% | 98.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lowell Municipal Employees Federal Credit UnionCredit union Lowell, MA | 67 out of 100, Moderate | $8.8M | 7.9% | 0.00% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Medford Municipal Employees Federal Credit UnionCredit union Medford, MA | 76 out of 100, Strong | $7.2M | 25.7% | 1.38% | vs |
| Dedham Town Employees Federal Credit UnionCredit union Dedham, MA | 64 out of 100, Moderate | $9.3M | 13.9% | 2.38% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| Arlington Municipal Federal Credit UnionCredit union Arlington, MA | 70 out of 100, Strong | $9.8M | 29.1% | 1.59% | vs |
Deposit insurance
Is my money safe at Danvers Municipal Federal Credit Union?
Yes. Danvers Municipal Federal Credit Union is a federally insured credit union (NCUA charter #14191). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 38.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Danvers Municipal Federal Credit Union lists 1 office in 1 city. Most locations:
- Danvers, MA (1)
Identity & history
Profile
- Legal name
- Danvers Municipal Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14191
- RSSD ID
- 587583
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 1 Sylvan St., Danvers, MA 01923
- Employees
- 3
Quick answers
Danvers Municipal Federal Credit Union: common questions
Is Danvers Municipal Federal Credit Union NCUA insured?
Yes. Danvers Municipal Federal Credit Union is a federally insured credit union (NCUA charter #14191). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Danvers Municipal Federal Credit Union's TellerScore?
91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Danvers Municipal Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Danvers
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Billerica Municipal Employees Credit UnionCredit union Billerica, MA | 91 out of 100, Very strong | $23.6M | 17.8% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |