Side-by-side · Q2 2026 data
Marion and Polk Schools Credit Union vs Oregon Community Credit Union
Metric by metric
| Measure | Marion and Polk Schools Credit Union | Oregon Community Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 55 |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 56 (stronger) | 50 |
| Earnings | 59 (stronger) | 55 |
| Funding & liquidity | 77 (stronger) | 50 |
| Problem-loan coverage | 79 (stronger) | 69 |
| Peer percentile | 22nd | 13th |
| Total assets | $1.9B | $3.7B |
| Deposits / shares | $1.6B | $3.0B |
| Capital ratio | 9.55% | 10.81% (stronger) |
| Problem loans | 1.32% (stronger) | 1.49% |
| Net charge-offs | 0.35% (stronger) | 1.73% |
| Return on assets | 0.97% (stronger) | 0.86% |
| Loans ÷ deposits | 83.3% (stronger) | 110.1% |
| Uninsured deposits | 11.7% (stronger) | 12.0% |
| Offices | 15 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Marion and Polk Schools Credit Union has the higher TellerScore (59 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Marion and Polk Schools Credit Union leads on 6 and Oregon Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.