Marion and Polk Schools Credit Union (NCUA charter #64166) is based in Salem, Oregon. Its Q2 2026 call report shows $1.9B in total assets and $1.6B in member shares and deposits and 15 offices.
Marion and Polk Schools Credit Union has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 454 credit unions with $1 billion – $10 billion. Among 47 credit unions headquartered in Oregon, it ranks 37th. Problem-loan coverage contributes the most (79/100, 10.7%); capital cushion contributes the least (46/100, 9.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (70 → 59), mostly because the loan quality component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 71 |
| Q4 2024 | 69 |
| Q1 2025 | 71 |
| Q2 2025 | 70 |
| Q3 2025 | 70 |
| Q4 2025 | 65 |
| Q1 2026 | 61 |
| Q2 2026 | 59 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.82% |
| Q3 2024 | 10.95% |
| Q4 2024 | 11.08% |
| Q1 2025 | 11.19% |
| Q2 2025 | 11.22% |
| Q3 2025 | 11.35% |
| Q4 2025 | 11.29% |
| Q1 2026 | 9.45% |
| Q2 2026 | 9.55% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.57% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.61% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.20% |
| Q2 2026 | 1.32% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 1.10% |
| Q4 2024 | 1.02% |
| Q1 2025 | 0.97% |
| Q2 2025 | 0.93% |
| Q3 2025 | 1.02% |
| Q4 2025 | 0.92% |
| Q1 2026 | 1.16% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $1.9B | 9.55% | 1.32% | 0.97% | 83.3% |
| Q1 2026 | 61 | $1.8B | 9.45% | 1.20% | 1.16% | 84.5% |
| Q4 2025 | 65 | $1.5B | 11.29% | 1.09% | 0.92% | 93.4% |
| Q3 2025 | 70 | $1.5B | 11.35% | 0.61% | 1.02% | 93.8% |
| Q2 2025 | 70 | $1.5B | 11.22% | 0.51% | 0.93% | 93.6% |
| Q1 2025 | 71 | $1.4B | 11.19% | 0.46% | 0.97% | 93.6% |
| Q4 2024 | 69 | $1.4B | 11.08% | 0.57% | 1.02% | 96.3% |
| Q3 2024 | 71 | $1.4B | 10.95% | 0.49% | 1.10% | 93.9% |
| Q2 2024 | 71 | $1.4B | 10.82% | 0.43% | 1.05% | 93.0% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Unitus Community Credit UnionCredit union Tigard, OR | 63 out of 100, Moderate | $1.8B | 9.9% | 0.43% | vs |
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Oregon State Credit UnionCredit union Corvallis, OR | 76 out of 100, Strong | $2.8B | 11.8% | 0.58% | vs |
| Selco Community Credit UnionCredit union Springfield, OR | 77 out of 100, Strong | $3.0B | 11.9% | 0.37% | vs |
| Rivermark Community Credit UnionCredit union Oregon City, OR | 58 out of 100, Moderate | $3.3B | 10.8% | 1.72% | vs |
| Oregon Community Credit UnionCredit union Eugene, OR | 55 out of 100, Moderate | $3.7B | 10.8% | 1.49% | vs |
Deposit insurance
Is my money safe at Marion and Polk Schools Credit Union?
Yes. Marion and Polk Schools Credit Union is a federally insured credit union (NCUA charter #64166). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 11.7% of shares and deposits ($191.6M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.55%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
15 locations
Branches
Marion and Polk Schools Credit Union lists 15 offices in 9 cities. Most locations:
- Salem, OR (7)
- Astoria, OR (1)
- Eugene, OR (1)
- Keizer, OR (1)
- Monmouth, OR (1)
- Oregon City, OR (1)
- Silverton, OR (1)
- Stayton, OR (1)
- Woodburn, OR (1)
HMDA 2025
Mortgage lending
In 2025, Marion and Polk Schools Credit Union reported 1,056 home-loan applications under HMDA (LEI 549300CDLJDN8ENOT455): 792 originated ($148,090,000 total), 149 denied, and 99 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Marion and Polk Schools Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64166
- RSSD ID
- 278797
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- PO Box 12398, Salem, OR 97309
- Employees
- 390
Quick answers
Marion and Polk Schools Credit Union: common questions
Is Marion and Polk Schools Credit Union NCUA insured?
Yes. Marion and Polk Schools Credit Union is a federally insured credit union (NCUA charter #64166). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Marion and Polk Schools Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Marion and Polk Schools Credit Union have?
15 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Salem
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Onpoint Community Credit UnionCredit union Portland, OR | 83 out of 100, Strong | $9.5B | 15.0% | 0.98% | vs |
| Ibew/Sj Cascade Federal Credit UnionCredit union Salem, OR | 82 out of 100, Strong | $22.5M | 14.1% | 1.31% | vs |
| Willamette Valley BankBank Salem, OR | 81 out of 100, Strong | $465.4M | 17.0% | 0.22% | vs |
| Pioneer Trust Bank, National AssociationBank Salem, OR | 81 out of 100, Strong | $712.5M | 15.3% | 1.32% | vs |
| Nw Preferred Federal Credit UnionCredit union Tigard, OR | 79 out of 100, Strong | $189.3M | 14.6% | 0.91% | vs |