Side-by-side · Q2 2026 data
Marion and Polk Schools Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | Marion and Polk Schools Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 46 | 68 (stronger) |
| Loan quality | 56 | 81 (stronger) |
| Earnings | 59 | 73 (stronger) |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 79 | 92 (stronger) |
| Peer percentile | 22nd | 79th |
| Total assets | $1.9B | $2.8B |
| Deposits / shares | $1.6B | $2.4B |
| Capital ratio | 9.55% | 11.75% (stronger) |
| Problem loans | 1.32% | 0.58% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.74% |
| Return on assets | 0.97% | 1.32% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 84.5% |
| Uninsured deposits | 11.7% | 5.9% (stronger) |
| Offices | 15 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | 14.3% |
Oregon State Credit Union has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Marion and Polk Schools Credit Union leads on 2 and Oregon State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salem, OR
- Keizer, OR
- Monmouth, OR
- Woodburn, OR