Side-by-side · Q2 2026 data
Marion Community Bank vs West Alabama Bank & Trust
Metric by metric
| Measure | Marion Community Bank | West Alabama Bank & Trust |
|---|---|---|
| TellerScore | 51 | 77 (stronger) |
| Capital cushion | 48 | 72 (stronger) |
| Loan quality | 23 | 85 (stronger) |
| Earnings | 63 | 71 (stronger) |
| Funding & liquidity | 82 (stronger) | 77 |
| Problem-loan coverage | 59 | 87 (stronger) |
| Peer percentile | 8th | 68th |
| Total assets | $364.2M | $929.0M |
| Deposits / shares | $326.2M | $806.4M |
| Capital ratio | 9.83% | 12.22% (stronger) |
| Problem loans | 2.30% | 0.44% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.16% |
| Return on assets | 1.06% | 1.28% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 74.0% |
| Uninsured deposits | 21.2% (stronger) | 23.0% |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Alabama Bank & Trust has the higher TellerScore (77 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Marion Community Bank leads on 3 and West Alabama Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marion, AL