Side-by-side · Q2 2026 data
Marion State Bank vs First Commercial Bank, National Association
Metric by metric
| Measure | Marion State Bank | First Commercial Bank, National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 97 (stronger) | 53 |
| Loan quality | 38 | 85 (stronger) |
| Earnings | 81 (stronger) | 75 |
| Funding & liquidity | 89 (stronger) | 78 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 68th | 53rd |
| Total assets | $142.0M | $565.9M |
| Deposits / shares | $124.0M | $502.1M |
| Capital ratio | 14.65% (stronger) | 10.25% |
| Problem loans | 1.87% | 0.45% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 1.52% (stronger) | 1.37% |
| Loans ÷ deposits | 47.4% (stronger) | 59.5% |
| Uninsured deposits | 25.4% (stronger) | 35.3% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Marion State Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Marion State Bank leads on 5 and First Commercial Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.