Side-by-side · Q2 2026 data
Marquette Community Federal Credit Union vs Embers Credit Union
Credit union
Marquette Community Federal Credit Union
Marquette, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Marquette Community Federal Credit Union | Embers Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 76 |
| Capital cushion | 99 (stronger) | 71 |
| Loan quality | 72 | 79 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 97th | 68th |
| Total assets | $117.0M | $621.8M |
| Deposits / shares | $98.1M | $544.3M |
| Capital ratio | 14.92% (stronger) | 12.07% |
| Problem loans | 0.85% | 0.64% (stronger) |
| Net charge-offs | 0.10% | 0.09% (stronger) |
| Return on assets | 2.11% (stronger) | 1.06% |
| Loans ÷ deposits | 59.5% (stronger) | 75.1% |
| Uninsured deposits | 2.4% (stronger) | 5.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marquette Community Federal Credit Union has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Marquette Community Federal Credit Union leads on 5 and Embers Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.