Side-by-side · Q2 2026 data
Massachusetts Family Federal Credit Union vs Haverhill Fire Department Credit Union
Credit union
Massachusetts Family Federal Credit Union
Lynn, Massachusetts · Under $100 million in assets
Credit union
Haverhill Fire Department Credit Union
Haverhill, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Massachusetts Family Federal Credit Union | Haverhill Fire Department Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 37 | 40 (stronger) |
| Funding & liquidity | 55 | 96 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 42nd |
| Total assets | $29.6M | $27.7M |
| Deposits / shares | $22.1M | $25.0M |
| Capital ratio | 16.33% (stronger) | 9.58% |
| Problem loans | 0.01% (stronger) | 0.02% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.43% | 0.50% (stronger) |
| Loans ÷ deposits | 105.0% | 64.2% (stronger) |
| Uninsured deposits | 9.4% | 9.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Massachusetts Family Federal Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Massachusetts Family Federal Credit Union leads on 3 and Haverhill Fire Department Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.