TellerScore

Massachusetts Family Federal Credit Union (NCUA charter #24924) is based in Lynn, Massachusetts. Its Q2 2026 call report shows $29.6M in total assets and $22.1M in member shares and deposits and 3 offices.

Massachusetts Family Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 33rd. Capital cushion contributes the most (100/100, 16.33%); earnings contributes the least (37/100, 0.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.33%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.01%
Earnings37/100
Return on assets (annualized): 0.43%
Funding & liquidity55/100
Loans ÷ shares: 105.0% · 9.4% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (79 → 81), mostly because the earnings component improved by 3 points.

TellerScore
727781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202480
Q4 202480
Q1 202580
Q2 202579
Q3 202579
Q4 202580
Q1 202680
Q2 202681
Net worth ratio
7.00%11.78%16.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.54%
Q3 202416.31%
Q4 202416.38%
Q1 202516.55%
Q2 202515.96%
Q3 202515.74%
Q4 202516.06%
Q1 202616.44%
Q2 202616.33%
Delinquent loans (60+ days)
0.00%0.41%0.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.83%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.06%
Q3 20250.11%
Q4 20250.08%
Q1 20260.01%
Q2 20260.01%
Return on assets
0.27%0.35%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.39%
Q3 20240.36%
Q4 20240.36%
Q1 20250.27%
Q2 20250.35%
Q3 20250.36%
Q4 20250.39%
Q1 20260.36%
Q2 20260.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$29.6M16.33%0.01%0.43%105.0%
Q1 202680$29.2M16.44%0.01%0.36%106.9%
Q4 202580$29.7M16.06%0.08%0.39%102.8%
Q3 202579$30.1M15.74%0.11%0.36%104.3%
Q2 202579$29.5M15.96%0.06%0.35%108.1%
Q1 202580$28.2M16.55%0.00%0.27%104.3%
Q4 202480$28.4M16.38%0.00%0.36%105.6%
Q3 202480$28.4M16.31%0.00%0.36%107.8%
Q2 202472$27.8M16.54%0.83%0.39%111.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.33%
62nd
Problem loans0.01%
87th
Net charge-offs0.06%
61st
Return on assets0.43%
38th
Loans to deposits105.0%
2nd
Uninsured deposits9.4%
8th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
86th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Htm Credit UnionCredit union Haverhill, MA84 out of 100, Strong$29.6M13.8%0.11%vs
Malden Federal Credit UnionCredit union Malden, MA90 out of 100, Very strong$29.4M17.1%0.03%vs
Leominster Employees Federal Credit UnionCredit union Leominster, MA80 out of 100, Strong$30.0M11.2%0.01%vs
Lowell Firefighters Credit UnionCredit union Lowell, MA75 out of 100, Strong$28.3M11.3%0.09%vs
Mills42 Federal Credit UnionCredit union Lowell, MA73 out of 100, Strong$31.5M11.9%0.61%vs
Haverhill Fire Department Credit UnionCredit union Haverhill, MA71 out of 100, Strong$27.7M9.6%0.02%vs

Deposit insurance

Is my money safe at Massachusetts Family Federal Credit Union?

Yes. Massachusetts Family Federal Credit Union is a federally insured credit union (NCUA charter #24924). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.4% of shares and deposits ($2.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.33%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Massachusetts Family Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Massachusetts Family Federal Credit Union
Type
Federal credit union
NCUA charter #
24924
RSSD ID
99291
Primary regulator
NCUA
Established
1926
Headquarters
Po Box 615, Lynn, MA 01903
Employees
4

Quick answers

Massachusetts Family Federal Credit Union: common questions

Is Massachusetts Family Federal Credit Union NCUA insured?

Yes. Massachusetts Family Federal Credit Union is a federally insured credit union (NCUA charter #24924). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Massachusetts Family Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Massachusetts Family Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lynn

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs