TellerScore

Haverhill Fire Department Credit Union (NCUA charter #67710) is based in Haverhill, Massachusetts. Its Q2 2026 call report shows $27.7M in total assets and $25.0M in member shares and deposits and 3 offices across 2 states.

Haverhill Fire Department Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 65th. Problem-loan coverage contributes the most (100/100, 0.1%); earnings contributes the least (40/100, 0.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.58%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.02%
Earnings40/100
Return on assets (annualized): 0.50%
Funding & liquidity96/100
Loans ÷ shares: 64.2% · 9.3% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).

TellerScore
596571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202468
Q4 202467
Q1 202559
Q2 202570
Q3 202571
Q4 202570
Q1 202671
Q2 202671
Net worth ratio
7.00%8.54%10.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.89%
Q3 202410.07%
Q4 20249.51%
Q1 20259.47%
Q2 20259.85%
Q3 20259.91%
Q4 20259.61%
Q1 20269.59%
Q2 20269.58%
Delinquent loans (60+ days)
0.00%0.49%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.03%
Q1 20250.99%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.02%
Q2 20260.02%
Return on assets
0.05%0.28%0.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.05%
Q3 20240.13%
Q4 20240.14%
Q1 20250.28%
Q2 20250.41%
Q3 20250.42%
Q4 20250.35%
Q1 20260.48%
Q2 20260.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$27.7M9.58%0.02%0.50%64.2%
Q1 202671$27.3M9.59%0.02%0.48%63.8%
Q4 202570$26.9M9.61%0.00%0.35%66.0%
Q3 202571$25.9M9.91%0.00%0.42%70.0%
Q2 202570$25.8M9.85%0.00%0.41%71.7%
Q1 202559$26.5M9.47%0.99%0.28%70.1%
Q4 202467$26.2M9.51%0.03%0.14%71.9%
Q3 202468$24.6M10.07%0.00%0.13%78.5%
Q2 202467$24.8M9.89%0.00%0.05%75.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.58%
13th
Problem loans0.02%
86th
Net charge-offs0.00%
77th
Return on assets0.50%
42nd
Loans to deposits64.2%
42nd
Uninsured deposits9.3%
8th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
84th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Lowell Firefighters Credit UnionCredit union Lowell, MA75 out of 100, Strong$28.3M11.3%0.09%vs
Mycom Federal Credit UnionCredit union Pittsfield, MA57 out of 100, Moderate$26.7M12.9%2.33%vs
Malden Federal Credit UnionCredit union Malden, MA90 out of 100, Very strong$29.4M17.1%0.03%vs
Beverly Municipal Federal Credit UnionCredit union Beverly, MA69 out of 100, Moderate$25.8M8.8%0.08%vs
Htm Credit UnionCredit union Haverhill, MA84 out of 100, Strong$29.6M13.8%0.11%vs
Massachusetts Family Federal Credit UnionCredit union Lynn, MA81 out of 100, Strong$29.6M16.3%0.01%vs

Deposit insurance

Is my money safe at Haverhill Fire Department Credit Union?

Yes. Haverhill Fire Department Credit Union is a federally insured credit union (NCUA charter #67710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.3% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.58%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Haverhill Fire Department Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Haverhill Fire Department Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67710
RSSD ID
277491
Primary regulator
State + NCUA
Established
1933
Headquarters
75 Kenoza Ave, Haverhill, MA 01830
Employees
5

Quick answers

Haverhill Fire Department Credit Union: common questions

Is Haverhill Fire Department Credit Union NCUA insured?

Yes. Haverhill Fire Department Credit Union is a federally insured credit union (NCUA charter #67710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Haverhill Fire Department Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Haverhill Fire Department Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Haverhill

InstitutionScoreAssetsCapitalProblem loansCompare
New Hampshire Postal Credit UnionCredit union Manchester, NH100 out of 100, Very strong$68.5M22.6%0.03%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs
Billerica Municipal Employees Credit UnionCredit union Billerica, MA91 out of 100, Very strong$23.6M17.8%0.00%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Cape Ann Savings BankBank Gloucester, MA86 out of 100, Very strong$1.1B20.5%0.59%vs