Side-by-side · Q2 2026 data
MassMutual Private Wealth & Trust, FSB vs Luso Federal Credit Union
Bank
MassMutual Private Wealth & Trust, FSB
Springfield, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | MassMutual Private Wealth & Trust, FSB | Luso Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 100 (stronger) | 63 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 50 | 71 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 94th | 24th |
| Total assets | $93.7M | $244.6M |
| Deposits / shares | $50.5M | $216.3M |
| Capital ratio | 32.24% (stronger) | 11.07% |
| Problem loans | 0.00% (stronger) | 1.10% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 6.00% (stronger) | 0.45% |
| Loans ÷ deposits | 0.0% (stronger) | 88.8% |
| Uninsured deposits | 97.5% | 13.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.7% |
MassMutual Private Wealth & Trust, FSB has the higher TellerScore (93 vs 61). On the 7 directional measures above (where higher or lower is clearly better), MassMutual Private Wealth & Trust, FSB leads on 6 and Luso Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.